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🇮🇹 Health insurance for the Italy digital nomad visa
Last checked: 29 September 2026 · Source: official government site
The direct answer: The Italy digital nomad visa requires health insurance valid for your full stay, covering medical treatment and repatriation. Italy publishes no minimum sum of its own, so consulates apply the €30,000 Schengen benchmark, so clear that and a good nomad or international health policy normally qualifies.
Where the figure comes from: €30,000 is not Italy's own figure. No minimum sum is published for this visa; this is the Schengen benchmark consulates apply in practice, so it is the number to clear rather than a rule you can hold anyone to. Whatever the sum, the policy has to be valid for your full visa period.
⚠️ Insurance requirements are set by each government and change. We summarise them to help you shop, but the consulate has the final say on whether a specific policy is accepted. Confirm the wording of any policy before you buy.
What actually counts
Italy requires health insurance valid in Italy that covers medical care and hospitalisation for the entire duration of your stay, and that is the whole of the published rule. The consular checklists we read describe the cover but name no figure: unlike Malta, Italy sets no minimum sum for this visa. The €30,000 quoted everywhere else is the Schengen short-stay benchmark, which consulates do use as a reference point, which is why we still show it. Read that as freedom in one direction only: there is no official number to fall below, and equally nothing obliging a reviewer to accept a thin policy. Because this route is aimed at highly skilled workers and the file gets read closely, the certificate is what decides it: coverage amount, validity dates spanning the full visa period, explicit mention that it applies in Italy, and hospitalisation named as covered. A solid international or nomad health plan covering Europe normally clears the bar; what gets refused is a policy that expires before the visa does, or a certificate too vague to show what is actually covered. Plan for the permit half as well: you file at the local Questura within eight working days of arriving, using the same documents the consulate stamped, so the policy has to still be valid at that point.
Where to get a qualifying policy
Flexible monthly nomad health cover, popular for visas that accept the €30,000 standard.
Check SafetyWing Nomad Insurance →Subscription-style nomad health insurance with simple, continuous coverage.
Check Genki →Comprehensive international private health plans: the kind of cover strict countries like Spain expect.
Check Cigna Global →We list these because they commonly meet this visa's wording. Always read the certificate and confirm coverage, dates and geographic scope before you buy.
SafetyWing vs Genki for visa files, an honest comparison →
Quick answers
What health insurance do I need for the Italy digital nomad visa?
The Italy digital nomad visa requires health insurance valid for your full stay, covering medical treatment and repatriation. Italy publishes no minimum sum of its own, so consulates apply the €30,000 Schengen benchmark, so clear that and a good nomad or international health policy normally qualifies. Verified 29 September 2026 against the official source.
Does travel insurance count for the Italy digital nomad visa?
A travel-medical or nomad policy generally counts if the certificate states the coverage amount (at least €30,000 in coverage), names Italy or the Schengen area, includes repatriation, and runs for your entire requested period. Policies get refused for expiring mid-stay or for too-narrow geographic scope, not for being "travel" policies.
Why do insurance documents get rejected for the Italy visa?
The usual failures: coverage below €30,000, a certificate that doesn't name Italy or the Schengen area, no repatriation clause, or validity dates that don't span the full visa period. €30,000 is not Italy's own figure. No minimum sum is published for this visa; this is the Schengen benchmark consulates apply in practice, so it is the number to clear rather than a rule you can hold anyone to.
The rest of the Italy application
- Income: about €2,125/month. The income requirement in detail →
- Length: Up to 1 year, renewable annually for up to 5 years.
- Tax: Tax treatment depends on residency status; Italy has separate incentive regimes worth checking individually.
- Residency path: Yes, this visa can lead to longer-term residency.
Full Italy visa requirements →
Compare Italy with other countries →
Check any country's insurance rule →