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🇬🇷 Health insurance for the Greece digital nomad visa
Last checked: 29 September 2026 · Source: official government site
The direct answer: The Greece digital nomad visa requires health insurance valid for your full stay, covering medical treatment and repatriation. Greece publishes no minimum sum of its own, so consulates apply the €30,000 Schengen benchmark, so clear that and a good nomad or international health policy normally qualifies.
Where the figure comes from: €30,000 is not Greece's own figure. No minimum sum is published for this visa; this is the Schengen benchmark consulates apply in practice, so it is the number to clear rather than a rule you can hold anyone to. Whatever the sum, the policy has to be valid for your full visa period.
⚠️ Insurance requirements are set by each government and change. We summarise them to help you shop, but the consulate has the final say on whether a specific policy is accepted. Confirm the wording of any policy before you buy.
What actually counts
Greece is the clearest case on this site of a country with two different insurance bars, one for each stage of the process. For the Z.1 visa at the consulate, the ask follows standard Schengen logic: at least €30,000 of medical cover, valid across the whole Schengen area rather than Greece alone, for the full period you are requesting. A policy naming only Greece can be refused on scope, so make sure the certificate states the figure and lists Schengen or 'all EU/EEA'. Then, once you are in Greece and file for the I.8 digital nomad residence permit, a different rule applies. For third-country nationals covered by a private insurer, Greek law (ΚΥΑ 133692/2024, published in ΦΕΚ Β' 2724 of 10 May 2024) sets itemised annual minimums instead of one headline number: reported as €10,000 for hospital care, €1,500 for medical and pharmacy costs and €15,000 for permanent disability following an accident, each with a co-payment of no more than 20%. Two consequences worth planning around. First, the co-payment cap means a policy with a large deductible can clear €30,000 on its front page and still fail at the permit stage. Second, a nomad or travel plan only counts if it states that it covers you while living in Greece, not merely travelling through it. On sourcing: we verified the decision's number, date and purpose in the Government Gazette, but the three figures come from Greek insurers citing it rather than from the text itself, so treat the amounts as reliable rather than settled and get your insurer to confirm the itemisation in writing.
Where to get a qualifying policy
Flexible monthly nomad health cover, popular for visas that accept the €30,000 standard.
Check SafetyWing Nomad Insurance →Subscription-style nomad health insurance with simple, continuous coverage.
Check Genki →Comprehensive international private health plans: the kind of cover strict countries like Spain expect.
Check Cigna Global →We list these because they commonly meet this visa's wording. Always read the certificate and confirm coverage, dates and geographic scope before you buy.
SafetyWing vs Genki for visa files, an honest comparison →
Quick answers
What health insurance do I need for the Greece digital nomad visa?
The Greece digital nomad visa requires health insurance valid for your full stay, covering medical treatment and repatriation. Greece publishes no minimum sum of its own, so consulates apply the €30,000 Schengen benchmark, so clear that and a good nomad or international health policy normally qualifies. Verified 29 September 2026 against the official source.
Does travel insurance count for the Greece digital nomad visa?
A travel-medical or nomad policy generally counts if the certificate states the coverage amount (at least €30,000 in coverage), names Greece or the Schengen area, includes repatriation, and runs for your entire requested period. Policies get refused for expiring mid-stay or for too-narrow geographic scope, not for being "travel" policies.
Why do insurance documents get rejected for the Greece visa?
The usual failures: coverage below €30,000, a certificate that doesn't name Greece or the Schengen area, no repatriation clause, or validity dates that don't span the full visa period. €30,000 is not Greece's own figure. No minimum sum is published for this visa; this is the Schengen benchmark consulates apply in practice, so it is the number to clear rather than a rule you can hold anyone to.
The rest of the Greece application
- Income: about €3,500/month. The income requirement in detail →
- Length: 12-month visa, renewable as a 2-year residence permit.
- Tax: New tax residents can qualify for a 50% reduction on Greek income tax for up to seven years.
- Residency path: Yes, this visa can lead to longer-term residency.
Full Greece visa requirements →
Compare Greece with other countries →
Check any country's insurance rule →